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Getting your free credit report & credit score is the first step in knowing your credit monitoring your credit report allows you to stay on top of your credit on a daily basis. Credit score ban may hurt auto insurance - boston (ap) -- a financial ratings firm says the state s ban on using credit scores and socio-economic factors to make auto insurance. Financing and loans - how does bankruptcy improve your credit score. Prosper person-to-person lending offers up another perk - a free credit score for prospective borrowers if you re a lender already, it s not too difficult to e a borrower. If someone somewhere types the wrong number on some form and your credit score goes down as a result, you ll be in a pinch the next time you need a loan the same holds true for. Lenders use your credit score everyday to make credit decisions about you get a free credit report from e-loan today and get on the road to better credit. Org zation helping people repair their credit problems. 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